Noblesville Fire Department improves its Public Protection Classification rating

The Noblesville Fire Department (NFD) announces an improvement in its Public Protection Classification (PPC) rating, as evaluated by Verisk. This independent organization assesses fire protection efforts across more than 40,000 communities nationwide.

Effective Oct. 1, NFD’s PPC rating will improve from 3/3Y to 2/2Y, placing the department in the top 2.8 percent of fire departments in Indiana and the top 5.6 percent nationally. The “2” applies to properties within the City of Noblesville, while the “2Y” applies to properties within Noblesville Township.

Verisk’s Public Protection Classification program evaluates only those features directly related to reducing property losses from structural fires. EMS and rescue services are not considered in the evaluation. Using its Fire Suppression Rating Schedule, Verisk analyzes local fire department capabilities, water supply systems, emergency communications, and community risk-reduction efforts to assign each community a classification from 1 to 10.

• Class 1 represents superior fire protection.
• Class 10 indicates that a community does not meet minimum fire-suppression standards.

This improved classification benefits both residents and businesses in Noblesville. A better PPC rating may positively affect the underwriting and pricing of various insurance coverages, including homeowners, mobile home, and commercial property (such as business interruption insurance). In general, communities with better PPC ratings are more likely to see lower property insurance costs, assuming all other factors are equal.

“The advancement to a 2/2Y rating is a reflection of the hard work and dedication of our firefighters, city leaders, and township partners,” Fire Chief Matt Mitchell said. “It demonstrates our continued commitment to protecting lives and property in Noblesville while also delivering a tangible benefit to our residents and businesses through potential insurance savings.”